Today Gold Rate in Bihar (Patna) — 22 Carat & 24 Carat Gold Price, Silver Rate & City-Wise Comparison | 20 March 2026
My aunt called me yesterday asking what gold is going for in Patna right now — she wanted to buy something for her daughter-in-law. I looked it up quickly and told her, but that conversation got me thinking. Wouldn't it be so much easier if there was one place where anyone in Bihar could find today's gold rate, silver rate, and actually understand what's driving those prices — without having to piece it together from five different websites?
So that's exactly what this page is. Whether you're heading to a jeweller in Patna, Gaya, Muzaffarpur, or anywhere else in Bihar — or you're just keeping an eye on the market as an investor — everything you need is right here. I've covered 22 carat, 24 carat, and 18 carat gold rates, silver prices, city-wise comparisons, and an honest breakdown of what's actually moving prices today.
Let's start with the numbers you came here for.
Today Gold Rate in Bihar (Patna) — 20 March 2026
The gold market in Patna is seeing a bit of a breather today — prices have pulled back from last week's highs, which honestly makes this a slightly better window than what we saw in late February. The rates below are sourced from national bullion associations and financial platforms. These are before GST (3%) and making charges.
Gold Rate in Patna Today — Per Gram:
- 24 Carat Gold (999 Pure) — ₹15,341 per gram | ₹1,53,410 per 10 gram
- 22 Carat Gold (916 Hallmark) — ₹14,610 per gram | ₹1,46,100 per 10 gram
- 18 Carat Gold (750 Purity) — ₹11,900 per gram | ₹1,19,000 per 10 gram
Gold Rate in Patna Today — Per Tola (11.66 grams):
- 24 Carat — approx. ₹1,78,878 per tola
- 22 Carat — approx. ₹1,70,373 per tola
To give you some context — the 22-carat rate has dropped by about ₹6,852 per 10 grams and 24-carat by ₹7,480 per 10 grams compared to the recent peak. Patna rates generally track the national average pretty closely, with a small premium of ₹30–80 per gram due to transport costs and local levies. Completely normal, nothing to worry about.
Gold Rate Today 22 Carat & 24 Carat — All India (20 March 2026)
Before we go city by city, here's where the national average stands today. Jewellers across India use this as their baseline before adding their local adjustments.
National Average Gold Price Today — Per 10 Gram:
- 24K Gold — ₹1,50,270
- 22K Gold — ₹1,37,740
- 18K Gold — ₹1,12,700
City-specific rates shift slightly based on local jewellers' association pricing, state-level charges, and the distance from major bullion hubs like Mumbai and Chennai. Bihar sits a bit higher than the national base — which is completely expected and consistent year-round.
Silver Rate Today in Bihar (Patna) & Delhi — 20 March 2026
A lot of people don't take silver seriously as a precious metal, but honestly, for someone on a tighter budget who still wants to invest in something tangible — silver deserves a proper look. Here's where it stands today.
Silver in Bihar and Patna is currently trading at approximately ₹260–275 per gram.
Silver Rate Today — Per Weight:
- 1 gram — ₹260–275
- 10 gram — ₹2,600–2,750
- 100 gram — ₹26,000–27,500
- 1 kg — ₹2,60,000–2,75,000
Delhi is running a little higher at ₹275 per gram (₹2,75,000 per kg) — the Chandni Chowk wholesale market has strong local demand that pushes Delhi rates to the upper end. Mumbai is closer to ₹260 per gram. International silver is currently around $32–33 per troy ounce on the LBMA, and that feeds directly into Indian MCX rates.
Gold Price Today in Delhi, Mumbai, Chennai, Kolkata, Pune & Bangalore
Someone once asked me — "why is gold always a bit more expensive in Patna compared to Mumbai?" I'll answer that properly in a minute. First, here's the full city-wise picture for today. All rates are per gram, excluding GST and making charges.
Gold Rate Today in Delhi
Delhi is running marginally above the national average today, which is typical for the capital.
- 22K Gold Delhi — ₹14,640/gram | ₹1,46,400 per 10g
- 24K Gold Delhi — ₹15,372/gram | ₹1,53,720 per 10g
Gold Rate Today in Mumbai
Mumbai is essentially the national baseline — it's the primary bullion hub, so rates here are the most representative of the "true" market price.
- 22K Gold Mumbai — ₹13,775/gram | ₹1,37,750 per 10g
- 24K Gold Mumbai — ₹15,027/gram | ₹1,50,270 per 10g
Gold Rate Today in Chennai
Chennai traditionally carries a slight premium — South India has some of the highest gold demand in the country, and the local jewellers' association pricing reflects that.
- 22K Gold Chennai — approx. ₹13,790/gram
- 24K Gold Chennai — approx. ₹15,040/gram
Gold Rate Today in Kolkata
- 22K Gold Kolkata — approx. ₹13,780/gram
- 24K Gold Kolkata — approx. ₹15,020/gram
Gold Rate Today in Pune
- 22K Gold Pune — approx. ₹13,780/gram
- 24K Gold Pune — approx. ₹15,030/gram
Gold Rate Today in Bangalore
- 22K Gold Bangalore — approx. ₹13,775/gram
- 24K Gold Bangalore — approx. ₹15,027/gram
Gold Price Today — Bihar vs Delhi: Why the Difference?
This question comes up a lot, and honestly it used to confuse me too before I understood how the gold supply chain works in India. Here's the straightforward answer:
- Transport and logistics: Gold is physically moved from major bullion distribution hubs — primarily Mumbai and Ahmedabad — to regional markets like Patna. That distribution cost adds a small premium at the retail end.
- Local jewellers' association pricing: Patna has its own jewellers' association that sets the daily retail rate. Their margin structure is slightly different from metro city associations.
- Seasonal demand spikes: Bihar has some intense gold-buying seasons — Chhath Puja, Teej, the winter wedding season. During these periods, demand pushes prices a touch higher locally.
In practical terms, the gap between Patna and Delhi is about ₹30–80 per gram. On 10 grams, that's ₹300–800 extra. Honestly, that's not worth travelling to Delhi for — your trusted local jeweller in Patna is just fine.
Kalyan Jewellers Gold Rate Today
Kalyan Jewellers is one of the most accessible and well-known chains in Bihar, and I've heard good things about their transparency — especially their BIS hallmark guarantee on every piece. Here's what you need to know about their pricing today:
- Kalyan Jewellers updates their daily rate every morning on kalyanjewellers.net and in-store displays.
- For 22K hallmarked jewellery, making charges typically range from 8% to 18% depending on the design complexity.
- As of today in Patna, Kalyan's 22K gold rate aligns with the market at approximately ₹14,610 per gram — making charges extra.
- Their "My Kalyan" savings scheme lets you put away a fixed amount each month toward a future gold purchase — genuinely useful if you're planning ahead for a wedding or festival.
Tanishq Gold Price Today India
If there's one brand I'd personally trust for guaranteed quality, it's Tanishq. The Tata Group backing means you're not going to get cheated on purity — every piece comes with BIS certification and a transparent bill. That said, their making charges are on the higher side, and I think it's fair to mention that upfront.
- Tanishq's daily rate is updated live on tanishq.co.in and their app — worth checking before you walk in.
- Their 22K rate tracks the national average closely — usually within ₹10–30 per gram.
- Making charges at Tanishq run from 10% to 25% depending on craftsmanship — higher than unbranded jewellers, but you're paying for quality assurance.
- Patna has Tanishq stores at Maurya Lok and Boring Road — in-store digital displays show live rates throughout the day.
Today's approximate Tanishq rate in Patna: 22K gold at ₹14,610–14,680 per gram. Always cross-check on their app before visiting — saves time and sets expectations.
Malabar Gold Rate Today
Malabar Gold & Diamonds has been expanding aggressively across India, and their pricing tends to be competitive — especially on plain jewellery. Here's where they stand today:
- Live rates on malabargoldanddiamonds.com — updated daily.
- Making charges range from 8% to 20% based on design.
- BIS hallmark guarantee on all pieces, and their buyback and exchange policy is solid — no friction at resale.
- Today's national 22K rate at Malabar: approximately ₹13,774–14,640 per gram depending on your city.
Why Does Gold Price Change Every Day? — The Real Reasons
I used to wonder about this too. Then I actually sat down and pieced it together — and it's not as complicated as financial articles make it sound. Here's the honest breakdown:
1. International Gold Price (USD per Troy Ounce)
Everything starts here. The London Bullion Market Association (LBMA) and New York's COMEX exchange set the global gold price. Right now, international spot gold is above $2,950 per troy ounce — that's near historic highs — and that feeds directly into Indian retail rates.
2. USD to INR Exchange Rate
India imports most of its gold. Since gold is priced in US dollars globally, when the rupee weakens against the dollar, the same gold simply costs more in rupee terms. A weaker rupee means higher domestic prices — full stop.
3. Import Duty and GST
India levies a significant import duty on gold — that alone adds a chunky premium to the international price. Then there's the flat 3% GST on gold value, plus 5% GST on making charges. This is why the "market rate" you see online is always lower than what you actually pay at the jeweller's counter.
4. Festival and Wedding Season Demand
India is the world's second-largest gold consumer. When Dhanteras, Akshaya Tritiya, or wedding season arrives, demand surges nationally — and prices respond accordingly, at least in the short term. Bihar's own Chhath Puja and Teej seasons create local demand spikes that can nudge Patna rates slightly higher.
5. Geopolitical Tensions and Global Uncertainty
Gold has always been where people park money when they're nervous about the world. Wars, financial crises, political instability — they all drive investors toward gold as a safe haven. The ongoing situation in the Middle East has kept global investors flowing into gold, which is a big reason prices are elevated right now.
6. RBI and US Fed Interest Rate Policy
When interest rates are high, gold becomes less attractive because you can earn decent returns just keeping money in the bank. When the US Federal Reserve signals rate cuts — or even just pauses — gold becomes more appealing. Recent signals suggesting the Fed may pause rate hikes have added fuel to gold's current rally.
7. MCX Gold Futures
Within India, the Multi Commodity Exchange (MCX) is where domestic gold price discovery happens. MCX gold futures — adjusted for the exchange rate and import duty — set the benchmark that retail jewellers across Bihar and the rest of India use to fix their daily rates.
Gold Buying Tips for Bihar and Patna — Things I Wish Someone Had Told Me Earlier
Some of these I learned the hard way. Others I picked up from watching family members navigate jewellery purchases over the years. All of them are genuinely useful.
1. Always Buy BIS Hallmarked Gold
This is non-negotiable. Every piece of gold jewellery sold in India must carry a BIS hallmark — look for the BIS logo and a 6-digit HUID number on the piece. For 22K, the hallmark reads "916". For 24K, it reads "999". If a jeweller can't show you the HUID, walk out.
2. Check the Rate Before You Walk In
Gold prices move daily — sometimes even within the day. Always check the current market rate before visiting a jeweller. When you already know the number, no one can mislead you about the base price. Goodreturns.in and the IBJA (India Bullion & Jewellers Association) website are reliable real-time sources.
3. Always Ask About Making Charges as a Percentage
Making charges in Patna typically run from 5% to 35% depending on design complexity. Always ask the jeweller what percentage they're charging — not a flat rupee amount — and compare across at least two or three shops before a significant purchase. This one habit can save you thousands.
4. Understand Your GST — And Always Take a GST Bill
A flat 3% GST applies to the gold value, and 5% GST applies on making charges. This is uniform across India and non-negotiable. Any jeweller who claims to "waive" GST is either hiding it in the base price or not giving you a legal invoice — both are red flags. Always get a proper GST bill. It helps with resale and protects you for income tax purposes.
5. Don't Buy Out of Emotion When Prices Are at Peaks
Early 2026 saw some historic gold price highs. If you're buying purely for investment, it's generally smarter to track the market for a few weeks and wait for a dip rather than buying at a peak. If you're buying for a wedding or a specific occasion — buy when you need to, not purely based on price timing.
6. Seriously Consider Sovereign Gold Bonds (SGBs) for Investment
If investment — not jewellery — is your goal, Sovereign Gold Bonds issued by the RBI are genuinely one of the best options available in India. You get gold price exposure, a 2.5% annual interest on top (taxable), zero storage headaches, and capital gains at maturity are completely tax-exempt. Check the latest SGB tranche on the RBI website or through your bank.
7. There's No Magic "Best Day" to Buy Gold
I get this question often. The honest answer — there is no universally best day. Gold prices respond to global market movements, not the calendar. Akshaya Tritiya and Dhanteras are considered auspicious buying days, but they're also the days when demand peaks and prices often tick up. For investment buyers, focus on the price, not the occasion.
18 Carat Gold Rate Today — What Is It and Should You Buy It?
A lot of people overlook 18K gold because 22K dominates Indian jewellery culture. But 18K has real advantages depending on what you're buying for.
- 18K gold contains 75% pure gold and 25% other metals — copper, silver, zinc
- Today's 18K gold rate — approximately ₹11,270–11,900 per gram across India
- It's significantly harder and more durable than 22K — which is exactly why it's preferred for diamond rings, gemstone settings, and studded jewellery
- It costs noticeably less than 22K, making it popular for daily wear jewellery and working professionals who wear their pieces every day
- If you're buying a diamond engagement ring or a gemstone-set pendant, the gold is almost always 18K or 14K — rarely 22K
For pure investment, 18K is less ideal — the lower gold content means slightly lower resale value per gram. But for jewellery you'll actually wear regularly, it's a very practical and smart choice.
Gold Rate in Bihar Over the Past Year — How Much Has It Really Changed?
I'll be honest — when I first looked at these year-on-year numbers, I had to double-check them. The movement has been that dramatic.
In Patna, 24K gold was trading at around ₹8,668 per gram in early March 2025. Today it's at ₹15,341 per gram. That's roughly a 77% increase in twelve months. If someone had bought just 10 grams of gold in Patna back in March 2025 for about ₹86,689 — that same gold would be worth over ₹1,53,000 today. Nearly double in one year.
This is why gold investment has such a strong following among Bihar's middle class. It's not just sentiment — the numbers back it up.
Key price milestones — Gold in Bihar/Patna (2025–2026):
- March 2025: 24K gold at approx. ₹8,700/gram in Patna
- October 2025: 24K gold crossed ₹12,000/gram nationally
- January 2026: 24K gold at ₹16,930/gram in Patna
- March 2026 (Peak): 24K gold touched ₹17,320/gram — near all-time highs
- Today — March 20, 2026: 24K at ₹15,341/gram after the correction
The pullback from the peak does make current levels relatively more attractive than last month — but let's be clear, gold is still historically expensive right now. Anyone buying should go in with realistic expectations.
Frequently Asked Questions (FAQ)
What is the gold rate today in Patna Bihar for 22 carat?
Today's 22 carat gold rate in Patna, Bihar is approximately ₹14,610 per gram (₹1,46,100 per 10 grams) as of 20 March 2026, excluding GST and making charges.
What is the 24 carat gold rate today in Bihar?
The 24 carat gold rate in Bihar (Patna) today is approximately ₹15,341 per gram (₹1,53,410 per 10 grams) as of 20 March 2026.
What is the silver rate today in Bihar Patna?
Today's silver rate in Bihar and Patna is approximately ₹260–275 per gram (₹2,60,000–2,75,000 per kg), broadly in line with the national MCX-based rate.
What is the silver rate today in Delhi?
Silver in Delhi today is trading at ₹275 per gram (₹2,75,000 per kg) as of 19–20 March 2026. Delhi tends to be at the higher end of the national range due to strong local demand and premium pricing in the Chandni Chowk wholesale market.
What is the difference between 22K and 24K gold?
24K gold is 99.9% pure — used primarily for investment in coins and bars. 22K gold (916 gold) contains 91.6% pure gold mixed with 8.4% other metals like copper and silver, making it stronger and better suited for jewellery. Almost all gold jewellery sold in India — necklaces, bangles, earrings, rings — is 22K.
Why does gold price differ between Delhi and Bihar?
The difference comes down to transport costs from major bullion hubs, local jewellers' association pricing structures, and minor state-level levy variations. The gap between Patna and Delhi is typically just ₹30–80 per gram — a small and completely normal regional premium.
What is the GST on gold purchases in India?
All gold purchases in India attract a uniform 3% GST (1.5% CGST + 1.5% SGST) on the gold value, plus an additional 5% GST on making charges. Always ask your jeweller for a proper GST invoice — it protects you at resale and for income tax purposes.
Is it a good time to buy gold in Bihar in March 2026?
Gold has corrected from its March 2026 peak, making current levels somewhat more attractive than last month. However, prices are still historically elevated. For jewellery purchases driven by need, today's rates are workable. For investment, a systematic approach — buying in smaller quantities over time rather than one large lump-sum — tends to work better at these price levels.
How can I check Kalyan Jewellers gold rate today?
Visit kalyanjewellers.net and go to the "Gold Rate Today" section — rates are updated every morning. You can also call your nearest Kalyan Jewellers branch in Patna directly for the live in-store rate and current making charge structure.
What documents do I need to buy gold worth more than ₹2 lakh in Bihar?
For any single gold purchase exceeding ₹2,00,000 from one jeweller, you are required to provide your PAN card as per government regulations. Below that threshold, no PAN is required, though the jeweller may ask for basic identification. Always keep your purchase invoice — it matters for future resale and tax compliance.
Final Thoughts — Check the Rate Daily Before You Buy
Gold has had a genuinely remarkable run over the past twelve months — near-doubling in price in some cases. Whether you're buying for a wedding, an investment, or just a festival occasion, the single best habit you can build is tracking the rate daily for at least a week before any significant purchase. It gives you a real sense of where the market is headed and stops you from buying at a temporary peak.
I update this page regularly with the latest rates for Bihar, Patna, and all major Indian cities — bookmark it and check back before your next visit to the jeweller. And if this helped you out, share it with friends and family in Bihar who are planning a gold purchase. Sometimes a little information really does save a lot of money. 💛
Disclaimer
Important Notice: The gold and silver rates mentioned in this article are sourced from national bullion platforms, financial websites, and jewellers' associations for informational purposes only. Actual prices at your local jeweller in Patna, Bihar, or any other city may vary based on the specific jeweller's pricing, making charges, GST, and prevailing local market conditions. All rates mentioned are exclusive of GST (3%) and making charges unless specifically stated otherwise. Always verify the live gold rate directly with your jeweller or on trusted platforms such as Goodreturns.in, IBJA (India Bullion & Jewellers Association), MCX, or the official websites of Tanishq, Kalyan Jewellers, or Malabar Gold before making any purchase decision. This article does not constitute financial advice or an investment recommendation of any kind. editaistudio.xyz is not responsible for any financial decisions made based on the information published here.